FAQ

Here are the answers to the most commonly asked questions about online only payday loans.

What are online only payday loans?

Online only payday loans are payday loans that can be obtained entirely online. Such loans are for relatively small amounts of money intended to help you cover emergency expenses before your next paycheck. Online only payday loans are secured against your paycheck, so they are easier to qualify for than traditional loans or lines of credit.

How do I sign up for online only payday loans?

You can sign up for online only payday loans by filling out our free, online form. The form will ask you for some basic contact information and only takes two or three minutes to fill out. Once you submit your form, we will match you with a lender that can provide online only payday loans. You can then apply for a loan on the lender's website.

Is this site run by a lender?

No, we are not a lender of online only payday loans. Rather, we are a free referral service that helps our visitors find the right lenders for them. We partner with a large network of lenders to bring you online only payday loans.

How quickly will I receive my payday loan?

Some online only payday loans will be deposited directly into your account by the next business day, if you qualify (varies by lender). Most of our lenders offer online application processes that can be completed in a matter of minutes. Upon approval, you will usually be contacted by your lender that same day to complete the application process. Your funds could be deposited as early as the next day, depending on your lender.

How large of a loan can I get?

The amount of online only payday loans will depend primarily on your monthly income and your lender's maximum loan limit. Some of our lenders offer online only payday loans of up to $1500, if you qualify.

When will I have to repay the loan?

Most online only payday loans are due on your next payday, for your convenience, though this will vary by lender. Consult your consumer loan agreement for the exact date your loan will be due.

How much do online only payday loans cost?

Online only payday loans usually come with a finance charge that will vary by lender. This finance charge is usually expressed as a percentage of the amount you borrow. For instance, you might pay a $10 finance charge for every $100 you borrow.